Details for RAMCHAND A-4697664


NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF BUTTS Under and by virtue of the power of sale contained with that certain Security Deed dated January 6, 2016, from Shivnarine Ramchand to Mortgage Electronic Registration Systems, Inc., as nominee for Caliber Home Loans, Inc., recorded on January 19, 2016 in Deed Book 795 at Page 244 Butts County, Georgia records, having been last sold, assigned, transferred and conveyed to Caliber Home Loans, Inc. by Assignment and said Security Deed having been given to secure a note dated January 6, 2016, in the amount of $132,358.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Butts County, Georgia, on August 6, 2019 the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 74 AND 55 OF THE 1ST LAND DISTRICT, BUTTS COUNTY, GEORGIA, AND BEING LOT 109 OF THE CLARK'S PLANTATION PER SURVEY PREPARED BY METRO ENGINEERING AND SURVEYING CO., INC., DATED MAY 19, 2005 AND REVISED MAY 31, 2005 AND RECORDED IN PLAT BOOK 15 PAGES 97-98, OFFICE OF THE CLERK, BUTTS COUNTY SUPERIOR COURT. SAID PLAT AND ALL ITS DESCRIPTIVE DATA ARE INCORPORATED HEREIN BY REFERENCE TO SAME. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is Shivnarine Ramchand, Tamika Shantric Melson-Ramchand. The property, being commonly known as 126 Mary Ellon Way # 109, Jackson, GA, 30233 in Butts County, will be sold as the property of Shivnarine Ramchand, Tamika Shantric Melson-Ramchand.,subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: CALIBER HOME LOANS, 13801 Wireless Way, Oklahoma City, OK 73134, 1-800-401-6587 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Caliber Home Loans, Inc. as Attorney in Fact for Shivnarine Ramchand 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Cory Sims For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. wc-19-016076 A-4697664 07/10/2019, 07/17/2019, 07/24/2019, 07/31/2019 950-604405, 7/10,17,24,31